Frankfurt · Available for advisory & PM roles

Hiba Khan

Senior Product Manager · E-Invoicing & Tax Technology

I build scalable e-invoicing products that connect regulation, technology and business — supporting enterprises across Europe with compliant, customer-centric invoicing solutions.

I've worked at the intersection of European tax law, ERP architecture and product strategy — leading e-invoicing programmes across Germany, France, the Benelux and the broader EU. From Peppol and XRechnung to France's PDP model and the upcoming ViDA reforms, I translate regulation into shipped product.

Hiba Khan, Senior Product Manager
Hiba Khan
Frankfurt · Germany
/in/hiba-khan ↗
Peppol BIS 3.0EN16931XRechnungZUGFeRDFrance PDPViDAUBL 2.1Chorus ProDigital ReportingChorus DT
About

Not just a Product Manager.A translator between three worlds.

I bridge business, technology and regulation — translating complex legal mandates into scalable digital products that enterprises can actually deploy.

My work sits at the intersection of European tax law, ERP architecture and customer experience. I make sure compliance is not a blocker, but a built-in capability.

Product StrategyTechnical Solution DesignERP IntegrationsElectronic InvoicingViDAPeppolEN16931XRechnungUBLZUGFeRDFrance PDPDigital ReportingCustomer OnboardingProduct DiscoveryStakeholder Management
System Overview
Live
ERPAPIPeppolBusiness RulesValidationTax Authority

How the pieces connect — from ERP source systems through APIs and validation, into Peppol and tax-authority delivery.

My Approach

A repeatable path from regulation to production.

Every market is different, but the workflow that turns a mandate into a live product is the same. This is mine.

01
Discovery
02
Understand regulation
03
Legal → business
04
Solution architecture
05
Data mapping
06
Integration design
07
Development
08
Validation
09
Customer onboarding
10
Hypercare
11
Continuous improvement
How I Work

Six disciplines, one product mind.

01

Regulatory Analysis

I analyse legislation and convert legal obligations into product requirements.

02

Solution Architecture

I design end-to-end invoicing processes covering ERP, validation, delivery channels and compliance.

03

Data Mapping

I define invoice field mappings, fallback logic, validation rules and business decisions.

04

Technical Delivery

I work closely with engineering teams to implement APIs, Peppol, SFTP, XML, UBL and XRechnung.

05

Customer Onboarding

I support enterprise customers through implementation, testing and go-live.

06

Product Ownership

I prioritise roadmaps, gather customer feedback and continuously improve the platform.

Selected Projects

Real mandates, shipped at scale.

Four end-to-end programmes spanning Germany, France, the Benelux and a cross-border data architecture — each one a working system, not a slide.

Germany01 / 04

German XRechnung — End-to-End Customer Journey

Designed the full XRechnung customer journey for German B2B and B2G invoicing — from segmenting new vs. existing customers, to enabling setup at contractual level, to channel routing across company Portal, SFTP, Email and Peppol.

  • Translated two-party regulatory frameworks into scalable three-party business models
  • Customer segmentation: new, existing, with or without Electronic Billing setup
  • Develop portal as default channel
  • Master data collection via CRM (Peppol ID, Leitweg-ID, Buyer Ref, VAT)
  • Tiered fallbacks: Leitweg-ID for public sector, Peppol ID for B2B
  • Defined and implemented enhanced invoice data fields to support ERP integrations
EN16931XRechnungPeppolLeitweg-IDB2B + B2GERP Integration
German XRechnung — End-to-End Customer Journey — process diagram
Click diagram to enlarge
France02 / 04

French Public Sector E-Invoicing — ChorusPro & Chorus DT Integration

Designed the French public-sector e-invoicing delivery model by translating indirect regulatory obligations into compliant processes for invoice recipients.

  • UBL 2.1 conversion & EN16931 + business rules validation
  • Multi-channel routing into Public Administration (ChorusPro) & Accounting applications (ChorusDT)
  • Legally mandated interoperability, 10 years archiving, full metadata (SIRET, SIREN)
France PDPChorus ProPeppolUBL 2.1EN16931Public Sector
French Public Sector E-Invoicing —  ChorusPro & Chorus DT Integration — process diagram
Click diagram to enlarge
Benelux03 / 04

Benelux UBL 2.0 B2B — Customized Solution & Peppol Delivery

End-to-end onboarding and delivery journey for new B2B customers in Belgium, the Netherlands and Luxembourg — all invoices delivered via Peppol in UBL 2.0, with full validation and ERP-ready output.

  • Designed a five-stage implementation framework covering customer onboarding, master data collection, Peppol delivery, validation, ERP integration, and production go-live
  • Developed coupon-level data structures to support compliant e-reporting, automated reconciliation, and seamless ERP integration
  • Managed strategic relationships with Peppol Access Point providers and external technology partners to ensure reliable, compliant invoice delivery
  • Designed data sourcing and enrichment processes across internal and third-party systems to meet customer-specific invoicing, regulatory, and ERP integration requirements
UBL 2.0Peppol BISB2BBeneluxERP IntegrationOnboarding
Benelux UBL 2.0 B2B — Customized Solution & Peppol Delivery — process diagram
Click diagram to enlarge
Cross-border04 / 04

Data Mapping & Fallback Logic Framework

Design and maintain end-to-end data mappings across 13+ electronic billing formats, including 4 daily billing formats, 5 invoicing formats, and 4 e-invoicing standards.

  • Define the population logic for every invoice field, identifying authoritative source systems, transformation rules, mandatory and optional attributes, and business validations
  • Design field-level mappings between internal billing platforms, ERP systems, third-party providers, and customer-specific integrations
  • Define business rules for derived fields, fallback logic, conditional mappings, and default values to ensure consistent invoice generation
  • Govern invoice master data including Buyer References, Purchase Order Numbers, Peppol IDs, VAT identifiers, GLNs, DUNS numbers, payment references, and reconciliation keys
  • Collaborate with engineering teams to implement mapping logic, XML generation, validation rules, and outbound delivery across multiple transmission channels
  • Maintain traceability between source systems, invoice fields, regulatory requirements, and customer-specific implementations
EN16931 BT fieldsPeppolMaster DataFallback LogicValidationAudit Trail
Data Mapping & Fallback Logic Framework — process diagram
Click diagram to enlarge
Knowledge Hub

Insights from the field.

Insights I write on e-invoicing, ViDA, digital tax, Peppol, and ERP integrations. Drawing on hands-on experience delivering e-invoicing solutions across Europe, these articles explore how regulation, technology and business come together in real-world implementation.

LatestUK

Is the UK Late to the E-Invoicing Game — Or Playing the Long Game?

HMRC has signalled mandatory e-invoicing by 2029 — late compared to Italy, France or Germany, but possibly deliberate. A look at what the UK has actually committed to so far, why the slow pace may help avoid early-adopter pitfalls, and what UK businesses should still start preparing for now.

17 Jun 2026 5 min read
Read on LinkedIn
France 4 min

France's September 2026 Reform: Why Peppol Alone Is No Longer Enough

Peppol helped Europe standardise e-invoicing, but France's September 2026 reform raises the bar. The PDP model layers certified providers, status flows and lifecycle reporting on top of the network — and treating it as just another Peppol connection underestimates what the French regime actually requires from buyers, suppliers and software vendors.

FrancePDPPeppolElectronic Invoicing
9 Jun 2026Read on LinkedIn
Peppol 5 min

Is Peppol the Best Way to Receive E-Invoices? Let's Talk About the Costs.

Peppol is often pitched as the cheapest way to receive e-invoices, but the real cost picture is more nuanced. Access Point fees, document volumes, ERP integration effort and ongoing maintenance all matter — especially for recipients, where the trade-offs differ significantly from what suppliers experience on the sending side.

PeppolAccess PointElectronic InvoicingERP Integration
3 Jun 2026Read on LinkedIn
ERP Integration 4 min

Is My ERP System Ready For E-Invoices?

Suppliers are starting to send UBL, XRechnung and ZUGFeRD invoices — and most ERP systems are not ready to receive them cleanly. A pragmatic look at the gaps between a typical AP setup and a real e-invoice-capable ERP, with the questions every finance and IT team should be asking now.

ERP IntegrationXRechnungZUGFeRDUBL
29 May 2026Read on LinkedIn
ViDA 3 min

Why ViDA Will Transform European Finance & ERP Systems

ViDA is not just another VAT directive — it rewires invoicing, digital reporting and the platform economy across the EU. A view on why finance, ERP and tax technology teams should already be preparing their data, processes and architecture, rather than waiting for the 2030 deadlines to arrive.

ViDATax TechnologyERP IntegrationFuture of Finance
25 May 2026Read on LinkedIn
Stay in the loop

Read more technical insights on Electronic Invoicing, ViDA and Tax Technology.

Developed Products

Products I’ve designed and developed using AI-assisted development.

MANDEXA application preview

MANDEXA

Global E-Invoicing & Digital Tax Intelligence

AI-built Tax Technology platform for monitoring global e-invoicing mandates, regulatory developments and technical compliance requirements.

AI-Assisted Development · Product Design · LLM Integration

CURATIO application preview

CURATIO

AI-Powered CV & Career Platform

AI-powered career platform for job analysis, CV tailoring, content optimisation and application document generation.

AI-Assisted Development · Product Design · LLM Integration

Technical Expertise

A full-stack tax technology skill set.

Product

Product DiscoveryRoadmappingBacklogAgileSCRUM

Technical

REST APIsSFTPPeppolUBLXMLValidation

ERP

SAPSAP ConcurMobilexpenseMaster DataData Mapping

Tax Technology

ViDAEN16931XRechnungUBLPeppol BISZUGFeRDFrance PDPCompliance

Business

Stakeholder ManagementBusiness AnalysisSolution DesignCustomer WorkshopsDigital Transformation
Impact

Numbers from the field.

18,000+
German customers supported
40,000+
EDI profiles maintained
6
European markets
4+
Invoice standards in production
Countries Supported
Live deployments
Germany France Belgium Luxembourg Nordics Italy
LinkedIn

Following the conversation on e-invoicing?

I publish weekly on European tax technology, Peppol, ViDA and ERP readiness. Connect on LinkedIn for new articles and field notes.

H
Hiba Khan
Senior Product Manager · E-Invoicing & Tax Tech

"Compliance shouldn't be a tax on innovation — it should be a feature of it."

Frankfurt · Germany/in/hiba-khan
Curriculum Vitae

The full story, on a single page.

A concise CV covering career history, certifications and the standards I've shipped against. Available as PDF.

Hiba Khan
Senior Product Manager · E-Invoicing & Tax Technology
Product Manager · E-Invoicing & Billing — SEB Kort Germany · 2023–Now
Product Manager — Savings United GmbH · 2021–2022
Product Analyst — Kuehne + Nagel AG · 2020–2021
MA International Business & Sustainability — University of Hamburg
BBA Business Administration — Lahore School of Economics
EN16931XRechnungZUGFeRDPeppol BISUBLChorus ProSAP ConcurViDAREST APIs
Contact

Let's design what's next.

Working on a European e-invoicing rollout, Peppol onboarding, or a tax-tech product? I'd love to hear about it.